Amazon Pay ICICI Bank Credit Card Review
Amazon Pay ICICI Bank Credit Card
- Introduction
- What is the Amazon Pay ICICI Bank Credit Card?
- Eligibility Criteria for Amazon Pay ICICI Bank Credit Card
- Documents required for Amazon Pay ICICI Bank Credit Card
- Fees and Charges
- How to apply?
- How to use the Amazon Pay ICICI Bank Credit Card?
- Features of the Amazon Pay ICICI Bank Credit Card
- Pros and Cons
- Conclusion
- FAQs
Introduction
The Amazon Pay ICICI Bank Credit Card is an excellent option for a cashback card with no annual fee. It offers up to 5% cashback on Amazon and 2% cashback on other online spending.
In this article, we’ll take a closer look at the features and benefits of the Amazon Pay ICICI Bank Credit Card and see if it’s the right fit for you.
What is the Amazon Pay ICICI Bank Credit Card?
The Amazon Pay ICICI Bank Credit Card is a new credit card that offers cashback on purchases made at Amazon India. It is issued by ICICI Bank and can be used to shop on Amazon India and other websites that accept Visa payments.
The card comes with several benefits, including 5% cashback on all Amazon purchases, no annual fees, and complimentary airport lounge access.
Eligibility Criteria for Amazon Pay ICICI Bank Credit Card
To be eligible for this card, you must have a credit history good credentials, and a regular source of income. You will also need to provide some basic personal and financial information.
Documents required for Amazon Pay ICICI Bank Credit Card
This credit card is an excellent way to shop on Amazon and earn rewards. However, before you can use the card, you will need to provide some documents to Amazon. Now, we will give you a list of the required documents :
Fees and Charges
The Amazon Pay ICICI Bank Credit Card involves several fees and charges that cardholders should know.
There is no Annual Fee/Joining Fee on this card. For the rest of the details,
How to apply?
The customers who want to apply for this card will need to go through the online application process on the Amazon website. The customer will need to provide their personal and contact information and their financial information.
After the application is complete, the customer will receive a decision from Amazon within a few days. If approved, the customer will receive their new credit card within a few weeks.
How to use the Amazon Pay ICICI Bank Credit Card?
Suppose you’re an Amazon Pay ICICI Bank credit card user. In that case, you can use your card to shop on Amazon and enjoy exclusive benefits. We can guide you on how to use your Amazon Pay ICICI Bank credit card:
It’s that simple! The Amazon Pay ICICI Bank credit card allows you to enjoy many benefits such as cashback, discounts, and reward points on every Amazon purchase.
Features of the Amazon Pay ICICI Bank Credit Card
The card is a great way to save money on your online shopping. It facilitates a wide range of benefits and features that make it an excellent choice for anyone who shops online frequently. Here are some of the different features of this card:
Amazon Pay ICICI Bank Credit Card
- No Joining Fee: No cost to join and use the card, making it accessible for all.
- Instant Rewards: Receive Amazon Pay balance instantly upon approval.
- Enhanced EMI Options: Convert large transactions into manageable EMIs easily.
- Amazon Prime Benefits: Exclusive benefits for Amazon Prime members.
- No Expiry on Rewards: Earned rewards do not expire, ensuring long-term usability.
- Flexible Redemption: Use cashback for future purchases or bill payments on Amazon.
Pros and Cons
This credit card is a new entrant in co-branded credit cards. We can view its pros and cons below:
Pros
- It is a good option for people who frequently shop on Amazon and make online transactions.
- No Annual Fee
- The card offers 5% cashback on all Amazon purchases and 2% cashback on other online transactions for Amazon Prime customers.
- For Non-Prime customers, the cashback is 3% on all Amazon purchases.
- No Cost EMI for 3/6 months on Amazon.
- There is 1% surcharge waiver on fuel transactions
- The card offers 15% discounts on dining at restaurants covered under “Culinary Treats” program from ICICI Bank.
Cons
- You can maximize the card utilization only if you are an Amazon Prime member.
- The card does not provide reward points on fuel transactions.
Conclusion
The Amazon Pay ICICI Bank Credit Card is an excellent option for those who frequently shop on Amazon. It offers a good mix of rewards, cashback, and other benefits, making it a well-rounded card. The biggest drawback of the card is the foreign transaction fee. Still, if you don’t often travel or make purchases in foreign currency, this may not be an issue for you.
Overall, this card is a good choice for those who want to earn rewards on their everyday shopping.
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FAQs
How do I use my Amazon Pay ICICI Bank Credit Card?
To use your credit card, log in to your Amazon account and select the “Amazon Pay” option at checkout. Then, you need to enter your credit card information.
What are the benefits of using my Amazon Pay ICICI Bank Credit Card?
Some of the benefits of using your Amazon Credit Card include earning 5% cashback on all your Amazon purchases ( for Prime customers ) and enjoying exclusive discounts and offers.
What other features should I know about my Amazon Pay ICICI Bank Credit Card?
Your Amazon Pay ICICI Bank Credit Card has No Annual Fee, 1% fuel surcharge waiver and there are no expiry dates on the earnings.
