Detailed Review: ICICI Bank Meal Card
ICICI Bank Meal Card
ICICI Bank Meal Card offers the ease and comfort of providing employees with meal allowance on a card platform, like any other Debit Card/Credit Card.
Being a member of this card, one can use this only to buy or order food, drinks, and ready-to-eat items at partnered food joints, restaurants, and hotels.
The ICICI Bank Meal Card provides access to 50,000 merchant establishments across India. The card is accepted just like any debit card or credit card. All the POS terminals allow this card to be used where Visa credit cards are accepted. It will enable employees to be free from carrying extra cash, the correct change, or cumbersome meal vouchers – “less is better.”
The ICICI Bank Meal Card Programme is a beautiful way to ensure your employees are taken care of. It’s easy to use and backed by a trustworthy name.
It is a convenient method of disbursing meal allowances to employees every month. It distributes meal allowances seamlessly, but with the user-friendly Internet-based query-and-reporting tool, it also enables effective monitoring of expenses and management of costs.
Fees & Charges
|INR 100 +GST
|INR 100 +GST
|Charge to Replace Lost/ Stolen/ Misplaced Card
|INR 199 +GST
Features of ICICI Bank Meal Card
ICICI Bank Meal Card VS Paper-Based Traditional Meal Coupons
|ICICI Bank Meal Card
|Paper Based Traditional Meal Coupons
|Has to be distributed only once.
|Has to be dispensed to each employee individually every month.
|Easy to reload the card in a few clicks.
|Sorting and reprinting is a huge hassle.
|One can access thousands of food joints with the card.
|Access is limited to a few food joints as such vouchers are often localized.
|Easier to carry around and one swipe is all it takes to transact money.
|Difficult to carry around as it is bulky. Paper is not easy to maintain.
|No lost card accountability if you report it instantly.
|No Refund - Once the coupon is lost. Same in the case of damaged coupon.
|Huge Convenience - No restrictions on denomination.
|Biggest Hassle - Need to count and buy/ order food to the exact amount mentioned on the vouchers.
How to use the ICICI Bank Meal Card
If you’re an ICICI Bank customer
You may know the bank’s Meal Card service. This card can be used to purchase meals at participating restaurants. Here’s a quick guide on using the ICICI Bank Meal Card.
To use the card, simply present it at the participating restaurant when ordering your meal. The restaurant will then process the payment using the card. You can also use the card to pay for your meal online through the ICICI Bank website or mobile app.
If you’re not an ICICI Bank customer
You can still use the Meal Card by signing up for a one-time account. This account can be used to make payments at any participating restaurant.
Simply create an account on the ICICI Bank website or mobile app and add your credit or debit card details. The account will be created, and after that, you’ll be able to use the Meal Card at any participating restaurant.
Benefits to Employees: ICICI Bank Meal Card
Benefits to Employers: ICICI Bank Meal Card
If you’re looking for a meal card that will give you access to many restaurants, the ICICI Bank Meal Card is a great option. With over 1,000 partner restaurants across India, you’re sure to find something to your taste. And if you’re worried about security, don’t be – the ICICI Bank Meal Card comes with a built-in chip and PIN system so that only you can use it.
So go ahead and treat yourself to a delicious meal – your ICICI Bank Meal Card has covered you.
Please read the other posts:
What is the Joining Fee & Annual Fee of ICICI Bank Meal Card?
Joining Fee – INR 100 +GST
Annual Fee – INR 100 +GST
What happens if ICICI Bank Meal Card is lost?
You have to immediately report about it to the bank and the card will be blocked for any transaction. Also, a new card will be issued and the balance will be transferred to the new card.
How many outlets accept ICICI Bank Meal Card?
More than 50,000 outlets across India.
Is there any restriction on the usage of the ICICI Bank Meal Card?
Yes. It can only be used to buy or order food, drinks(Non-Alcoholic) and ready-to-eat items at partnered food joints, bistros and hotels only.