OneCard – India’s best metal credit card


  • Features & Rewards
  • Offers Availability
  • Card’s Acceptance
  • Customer Care & Issue Resolution


OneCard is a metal credit card with good features like no joining/annual fee, metal form factor, free for lifetime, and VISA Signature brand value. But, the card falls short in the cashback or reward rates. There are better entry-level credit cards available for Indian customers. It is a new player in the market, and it has a long way to go !!


Do you wish to get the finances in order and skyrocket your credit score? OneCard may be the perfect solution for you! This metal credit card is offered by several banks in India. It provides excellent benefits like zero liability on fraudulent transactions and a 1% cashback reward on all transactions.

Image of OneCard – India’s best metal credit card

What is OneCard?

OneCard is India’s best metal credit card. It offers a great variety of benefits, including travel insurance and complimentary airport lounge access. OneCard also has low annual fees and no foreign transaction fees.

It is an excellent option for people who want a metal credit card that offers plenty of benefits.

What are the eligibility criteria for the OneCard?

If you’re looking for a metal credit card with no annual fee, OneCard might be the right option.

To be eligible for the card, you must be a resident of India, have a valid bank account and be 18 years or older. Additionally, you must have a good credit history and a valid driver’s license or identity card.

It is also available to students who are enrolled in full-time school or college courses and employees of certain Indian companies.

Please visit the OneCard website for further details about eligibility and the application process.

What are the documents required for the OneCard?

If you are looking to apply for this card, you must provide some documentation. You will need to obtain a copy of your passport, driver’s licence, voter ID card and proof of address (such as a utility bill or rent receipt).

Fees & Charges

The fees that come with the card vary depending on the card type you choose. The following table summarizes some of the fees:

  • Annual Fee: NIL
  • Joining Fee: NIL
  • Foreign transaction fee: 1% of the transaction amount + GST
  • Late payment fee: 0.5% of the account balance plus Rs. 50
  • Interest Rates: 2.5%

How does OneCard work?

OneCard is India’s best metal credit card. The various benefits offered by this card make it an excellent choice for cardholders. It allows users to easily manage their finances and access their funds whenever they need them. Plus, the card offers excellent protection against theft and fraud.

Features of OneCard


  • No Joining/Annual Fee
  • OneCard app is used to control all the details of the card.
  • OneCard app is available on the Google Play Store & Apple Store
  • No hidden charges
  • Reward points can be redeemed without any redemption fee

How to apply for the OneCard?

You have to visit the bank’s website and follow the simple steps. You have to provide your full name, postal address, contact number, email address and bank account details. You’ll also need to upload a recent photograph and complete a financial questionnaire.

Once you’ve submitted all your information, the bank will process your application and send you an acknowledgement letter. You can then use your new card to earn rewards points and reduce your monthly payments.

Currently, it is offering its membership to the residents of 53 Indian cities. They are growing at a rapid pace. They are adding more cities on a regular basis.

Pros and Cons of OneCard

This card is touted as the best metal credit card around. Here’s what you need to know before deciding if it’s the right card for you.


  • Low-interest rates: The card offers low rates on purchases and balance transfers, making it an excellent option for people looking to keep their costs down.
  • No annual fees: It doesn’t charge an annual fee, which makes it an affordable option for people who want a metal credit card without spending extra money each year.
  • Easy to use: It is easy to use, requiring only a basic knowledge of bank accounts and credit cards. It is an excellent option for people new to credit cards or banking.


  • Limited benefits: It doesn’t offer many benefits compared to other metal cards, such as travel insurance or cashback rewards. These benefits can be found elsewhere, making OneCard less valuable overall.


If you’re looking for a metal credit card that offers top-notch security and features, OneCard is the perfect option. This card has incredibly low interest rates, but it also has a wide range of benefits that make it an ideal choice for anyone in India.

It is easy to use and reliable with added security features like EMV chip and fraud detection software and many other perks. Looking for the best metal credit card, look no further !!

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What is OneCard?

It is India’s best metal credit card. It offers some benefits such as zero liability insurance, cashback and travel insurance.

What are the requirements to apply for OneCard?

You must be a resident of India and have a bank account with an eligible Indian bank. You also need to meet its eligibility criteria, including having a good credit history and being over 18 years old.

What is the Joining Fee/Annual Fee of OneCard?

Both the Joining Fee/Annual Fee are NIL.

Is there a minimum spend requirement to receive rewards?

No, there is no minimum spend requirement to receive rewards with OneCard.

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