Detailed Review: Standard Chartered Emirates World Credit Card
Standard Chartered Emirates World Credit Card
- Introduction
- Highlights of Standard Chartered Emirates World Credit Card
- Fees & charges of Standard Chartered Emirates World Credit Card
- Eligibility Criteria of Standard Chartered Emirates World Credit Card
- Benefits of Standard Chartered Emirates World Credit Card
- Drawbacks of Standard Chartered Emirates World Credit Card
- Final Words
- FAQ’s
Introduction
Standard Chartered Emirates World Credit Card is the most suitable for customers who travel frequently, especially through Emirates Airlines. It is a co-branded credit card that offers skyward miles, cashback on duty-free spending, airport lounge access, and travel insurance.
However, it may not be suitable for individuals who look for additional benefits like reward points, entertainment, dining & restaurants, from a credit card.
This card works on the MasterCard platform.
Highlights of Standard Chartered Emirates World Credit Card
Highlights
- Earn 6 skyward miles for every INR 150 spent on Emirates transactions
- Earn 3 skywards miles for every INR 150 spent on other transactions
- Welcome bonus of 4,000 skyward miles
- Get 5%* cashback on duty-free shopping
- Lifetime Free Supplementary Cards
Fees & charges of Standard Chartered Emirates World Credit Card
| Description | Fees & Charges |
|---|---|
| Joining Fee | INR 3000 + GST |
| Annual/Renewal Fee | INR 3000 + GST |
| Cash Withdrawal Charge | 3% against the amount, Minimum INR 300. |
| Finance Charge | 3.10% per month |
| Foreign Currency Transaction Charge | 3.5% against the amount |
| Interest Charge | 3.75% per month, 45% per annum |
Eligibility Criteria of Standard Chartered Emirates World Credit Card
Benefits of Standard Chartered Emirates World Credit Card
The card does have a few benefits which can be discussed below:
Airport Lounge Access
Make traveling in the comfort of your default choice. Get complimentary lounge access to over 25 domestic lounges with the MasterCard lounge program along with complimentary access to 2 Domestic and International priority pass lounges every month if you spend more than INR 10,000 in a month.
Earn skyward miles from your spends
Enjoy 6 skyward miles for every INR 150 spent on Emirates transactions and 3 air miles for every INR 150 you spend on other transactions.
Golf Privileges
With the privilege of a free golf lesson every month, 3 complimentary games a year, and a 50% discount on all games, you are bound to perfect that golf swing!
Cashback on Duty-Free Expenditure
Shopping at a duty-free outlet is rewarding in itself, but what if you could get cashback on your purchases too? Apply for the Emirates World card on duty-free spending for 5% cashback up to INR 1000 every month.
Complimentary Overseas Insurance
Stay prepared at all times with our complimentary overseas air accident coverage of INR 1 crore. The package includes insurance on the loss of baggage and flight delays at no additional cost.
No Requirement of Physical Interaction
Get instant approval on your application and also complete your KYC online through a video.
Drawbacks of Standard Chartered Emirates World Credit Card
Drawbacks
- The skywards miles are valid for 3 years from the flight date or when the transaction was made with the partner airlines. They can’t be re-credited once expire.
- Less supporting features for entertainment and dining.
If we have to summarise the benefits and drawbacks of the Standard Chartered Emirates World Credit Card in one place, they would be:
Pros
- Earn 6 skyward miles for every INR 150 spent on Emirates transactions
- Earn 3 skywards miles for every INR 150 spent on other transactions
- Welcome bonus of 4,000 skyward miles
- Get 5%* cashback on duty-free shopping
- Lifetime Free Supplementary Cards
Cons
- The validity of the skyward mile is for 3 years only. They can’t be re-credited once expire.
- There is no reward system available on the card.
- No Dining, Hotel, or Restaurant privileges are available.
Final Words
If you are someone who travels frequently with Emirates Airlines, then this card can be a good choice for you. The skyward miles, airport lounge access, overseas insurance protection – all these features will cover you. But, if you want a travel credit card, then, there are much better options available in the market.
Please read the other posts:
FAQ’s
What is the Joining Fee & Annual Fee of the Standard Chartered Emirates World Credit Card?
Joining Fee – INR 3000 + GST
Annual Fee – INR 3000 + GST
Is there any Welcome Bonus on the Standard Chartered Emirates World Credit Card?
4000 skyward miles
Does Standard Chartered Emirates World Credit Card offer Airport Lounge Access?
A) Complimentary domestic lounge access through the MasterCard Lounge Programme for 25 Airport Lounges.
B) 2 Complimentary Access per month for Domestic Lounges
C) 2 Complimentary Access per month for International Lounges
How many variants of Standard Chartered Emirates World Credit Card are there?
MasterCard
