Detailed Review: RuPay Select Debit Card
RuPay Select Debit Card
Introduction
Welcome to our concise introduction to the RuPay Select Debit Card for the year 2023!
In this blog article, we explore the key features and benefits of this popular payment solution offered by RuPay.
Discover how this debit card can elevate your financial experience with its contactless technology, attractive rewards, and much more.
Let’s dive into convenience and rewards with the RuPay Select Debit Card 2023.
What is the RuPay Select Debit Card?
RuPay Select Debit Card
The RuPay Select Debit Card is an exclusive offering from the National Payments Corporation of India (NPCI), designed to cater to the diverse financial needs of individuals. It has enhanced features and benefits, making it a preferred choice for domestic and international transactions.
Key Features of RuPay Select Debit Card
RuPay Select Debit Card
- Complimentary Luxury Spa session( Once a year)
- Complimentary Airport Lounge Access( 8 visits in a year)
- Complimentary Comprehensive Health Checkup( Once a year)
- Complimentary Gym membership for a specific period( Once a year)
- Complimentary OTT platform membership
- Complimentary Golf games/lessons every year
Which Banks offer RuPay Select Debit Card?
Almost all the PSU banks offer this debit card. The list of those banks is as follows:
| Bank Name that Offers RuPay Select Debit Card |
|---|
| Bank of Baroda |
| Bank of India |
| UCO Bank |
| Canara Bank |
| Central Bank of India |
| Indian Bank |
| Punjab National Bank |
| Indian Overseas Bank |
| Jana Small Finance Bank |
| Union Bank of India |
| Tamil Nadu Mercantile Bank |
Eligibility Criteria
The RuPay Select Debit Card’s eligibility criteria may vary from bank to bank. Typically, you need a savings account with a partner bank and meet specific income requirements.
- You should be an Indian citizen.
- You have to be in between 18 and 65 years of age.
Documents Required
- Identity proof: Aadhar card, PAN card, Voter card slip, driving license.
- Address proof: Ration card, water bill, gas connection bill, electric bill.
- Income proof: Form 16 or last 2 months’ payslip.
Fees & Charges
| Bank Name | Joining Fee | Renewal Fee |
|---|---|---|
| Bank of Baroda | Rs 500 + GST | Rs 500 + GST |
| Bank of India | Rs 800 + GST | Rs 800 + GST |
| UCO Bank | Rs 1000 + GST | Rs 750 + GST |
| Canara Bank | Rs 1000 + GST | Rs 1000 + GST |
| Central Bank of India | Rs 950 + GST | Rs 950 + GST |
| Indian Bank | Rs 1000 + GST | Rs 1000 + GST |
| Punjab National Bank | Rs 500 + GST | Rs 500 + GST |
| Indian Overseas Bank | Rs 800 + GST | Rs 800 + GST |
| Jana Small Finance Bank | Rs 749 + GST | Rs 1249 + GST |
| Union Bank of India | Rs 400 + GST | Rs 400 + GST |
| Tamil Nadu Mercantile Bank | Rs 1000 + GST | Rs 1000 + GST |
Features of RuPay Select Debit Card
Holistic Spa Services
You can pamper yourselves by indulging in holistic spa therapy/sessions at luxury spa centres.
This premium Rupay Debit card offers you multiple choices to choose from the best & authentic spa centres in India.
Complimentary Offer
- Four Fountains De-Stress Spa – 60 Minutes Swedish Body Massage
- AromaThai Day Spa – 60 Min Traditional Thai Body Dry Massage
- Kairali Ayurvedic Centre – 50 Min Abhyangam 2-Hand Massage
- O2 Spa – Spa Treatment Coupon
- Lakme Salon – Beauty Care Services E-Gift Card
Select any one spa session as a complimentary offer( per person, per calendar year)
Health Check-ups
This debit card offers a comprehensive preventive health checkup.
You can either visit the well-equipped wellness centre or have the tests done from the comfort of your home.
Complimentary Offer
- SRL Diagnostics(Healthcare Test Package): Included test – CBC ESR, GLYCO Hb (HBA1c), FBS, PPBS, Serum Uric Acid
- Thyrocare(Aarogyam Basic 2 Package): Included test – COMPLETE URINE ANALYSIS, DIABETES, COMPLETE HEMOGRAM, IRON DEFICIENCY, RENAL, LIPID, LIVER, THYROID
Select any one health checkup package as a complimentary offer( per person, per calendar year)
Gym Membership
You can enjoy exclusive gym access for your well-being.
This access is available on the premium gym chains for a specific period and a discount rate.
Complimentary Offer
- Cult.fit : 3 Months Live Subscription
- Cult.fit : 1 Month Elite Pass Subscription
Select any one gym membership as a complimentary offer( per person, per calendar year)
OTT subscription
You can enjoy the best of originals, blockbuster movies, add free music and unlimited video streaming.
Again, this card has collaborated with the premium brands in this category.
Complimentary Offer
- Prime Video: 12 Months Annual Subscription
- Hotstar: 12 Months Premium Subscription
- Sony Liv Premium: 6 Months Subscription
Select any one OTT Subscription as a complimentary offer( per person, per calendar year)
Airport Lounge Access
This debit card is good for you regarding complimentary airport lounge access.
All the major cities in India are covered under this offer.
Complimentary Offer
- Domestic Airport Lounges: 8 free visits in a year( max 2 visits per quarter)
- International Airport Lounges: It is available. Check with the bank for more details.
There are few things to consider when you want to use this offer:
- Unutilized access will lapse at the end of the quarter and cannot be carried to the next quarter.
- If a Card Holder accesses the airport lounge beyond 2 times, they will be charged as per the regular access rates prescribed by the lounge.
- Card Holder/s is/are advised to check the services and facilities covered under the RuPay airport lounge access program at the lounge.
- An authorization for an amount (Rs. 2) will be taken on the card for validation purposes only. It will be charged to Card Holder’s account. The authorization amount is nonrefundable.
- The program can be modified, amended, changed or revoked by NPCI without prior intimation.
- Access to the airport lounge will be available on a first-come-first-served basis.
- Complimentary access is limited to the cardholder.
- Complimentary access cannot be transferred or encashed.
Insurance Coverage
The debit card takes care of you and your loved ones if there are any unfortunate events.
You can avail an Accidental Death Insurance and Permanent Disability Cover up to Rs 10 Lakhs.
Conclusion
The RuPay Select Debit Card presents an array of advantages that make it a compelling choice for users seeking a convenient and rewarding payment option.
With its wide acceptance, contactless payment technology, and the ability to earn reward points on every transaction, cardholders can experience seamless and rewarding spending experiences both in India and abroad.
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FAQs
How does the RuPay Select Debit Card differ from other RuPay cards?
The RuPay Select Debit Card is a premium variant with added benefits like lounge access, reward points, and more, making it distinct from standard RuPay cards.
What benefits does the RuPay Select Debit Card offer for travellers?
The card provides complimentary lounge access at select airports, making travel more comfortable and enjoyable for cardholders.
Can I earn reward points with the RuPay Select Debit Card?
Yes, you can earn reward points on various transactions using the card, which can be redeemed for discounts, offers, or cashback.
Is the RuPay Select Debit Card accepted internationally?
The card is accepted internationally at numerous merchants and ATMs, allowing you to use it during your travels.
Does the card offer any insurance coverage?
The RuPay Select Debit Card comes with personal accident insurance coverage, providing financial protection in case of unforeseen accidents.
