6E Rewards XL IndiGo HDFC Bank Credit Card Review

6E Rewards XL IndiGo HDFC Bank Credit Card

  • Features & Rewards
  • Offers Availability
  • Card’s Acceptance
  • Customer Care & Issue Resolution


IndiGo Airlines is the largest and most popular domestic carrier in India. This card is one of the better travel credit cards currently available, considering its benefits to IndiGo Flyers. The card provides 8 complimentary domestic lounge access annually, adding to its appeal. These benefits make it the perfect credit card for frequent domestic fliers.


Hello, dear reader!

Today, we’re stepping into the fascinating universe of credit cards, with a special spotlight on the “6E Rewards XL IndiGo HDFC Bank Credit Card”. If you frequently hop on IndiGo airlines and are keen to maximize the rewards from those journeys, you have landed on the right page.

So, sit tight! Our enlightening journey into the heart of the ‘6E Rewards XL IndiGo HDFC Bank Credit Card’ begins now.

Let’s delve right in!

6E Rewards XL IndiGo HDFC Bank Credit Card Review
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At A Glance

6E Rewards XL IndiGo HDFC Bank Credit Card

  • Joining Fee: Rs 1500 + GST
  • Annual Fee: Rs 1500 + GST
  • Best for: Indigo Airlines travel
  • Best Feature(s): 6E Reward Points, Domestic Airport Lounge Access

Fees & Charges

DescriptionFees & Charges
Joining FeeRs 1500 + GST
Renewal/Annual FeeRs 1500 + GST
Spend Based WaiverN/A
Foreign Currency Markup Charges2.5% (plus applicable taxes)
Interest Rates3.6% per month (43.2% annually)
Fuel SurchargeN/A
Cash Advance Charges2.5% of the withdrawn amount, subject to a minimum charge of Rs. 500.
Rewards Redemption FeeNIL
Add-on Card FeeNIL

Welcome Benefits

6E Rewards XL IndiGo HDFC Bank Credit Card

  • 1 Complimentary flight ticket worth Rs.3000
  • 1 Complimentary 6E Prime Add-On – Priority check-in, choice of seat, a complimentary meal).

To enjoy the welcome benefits, you need to meet a few requirements:

* Customers need to make a minimum of 3 transactions in each of the first 3 months starting from the date the card is issued. Joining fees must be paid.
* This is not applicable for LTF(Life Time Free) & FYF cards, and also in cases where the fee is reversed. Benefits can be accessed on the IndiGo app. These benefits are valid for 6 months from the posted date
* To enjoy the benefits, customers must activate the card within 30 days from the date it is opened.

Eligibility Criteria

Salaried Indian National

  • Age: Min 21 years & Max 60 Years
  • Gross Monthly Income> Rs 1,20,000

Self Employed Indian National

  • Age: Min 21 years & Max 65 Years
  • Income: ITR > Rs 14.4 Lakhs per annum

Key Features

6E Rewards XL IndiGo HDFC Bank Credit Card

  • 5% 6E Rewards on IndiGo flights.
  • 3% 6E Rewards on Grocery, Dining, and Entertainment (Grocery rewards capped at 2000 RP per month, starting from April 1st, 2023).
  • 2% 6E Rewards on all other expenses.
  • Enjoy 8 complimentary domestic airport lounge accesses per year (2 per quarter).
  • Benefit from discounted Convenience Fees of Rs. 150 per passenger on IndiGo tickets.

6E Rewards Program

How to earn 6E Rewards?

Click to see.

Starting from 1st January 2024, for every Rs 100 spent on fuel, you will collect 2% 6E Rewards. However, there is a maximum cap of 500 6E Rewards per month.

How to redeem 6E Rewards?

Rewards earned will be transferred to your IndiGo account at the end of the month. Please visit goindigo.in website or download the IndiGo app and log in using your registered mobile number and password.

1 6E Rewards = Rs 1

Please note that the rewards can only be redeemed through your IndiGo account for flight bookings and 6E Add-ons & services.

Imp Info

6E Rewards are valid for two years from the month in which they are posted.

Complimentary Lounge Access

Airport LoungesNo of Visits(Per Quarter)No of Visits(Per Year)
Domestic2 (max)8

Good Food Trail Dining program

The ‘Good Food Trail Dining program’ is an exclusive dining privilege from HDFC Bank. Here’s the compelling part: This program opens up a trail leading you to delectable discounts at thousands of restaurants across India, adding a dash of delight to your dining experiences, thanks to your 6E Rewards XL IndiGo HDFC Bank Credit Card.

Craving a luxury dining experience or want to grab a quick bite at your local café? This card has got you covered! With irresistible discounts, why dine without rewards when your credit card can serve up a platter of savings?

Smart EMI

The 6E Rewards XL-IndiGo HDFC Bank Credit Card offers the flexibility to convert your significant purchases into EMI after you have made them.


In conclusion, this card is an excellent fit for seamlessly merging their travel and lifestyle benefits. Whether you’re a travelling enthusiast or a gastronome, this card’s blend of rewards is nothing short of exceptional.

As we sign off, we leave you to reflect on your flying and lifestyle needs. Who knows? The 6E Rewards XL IndiGo HDFC Bank Credit Card might be the financial partner you’ve been waiting for. Until our next journey together, we wish you clear skies and delectable meals!

Please read other interesting posts:


What is the 6E Rewards XL IndiGo HDFC Bank Credit Card?

The 6E Rewards XL IndiGo HDFC Bank Credit Card is a co-branded card by HDFC Bank and IndiGo Airlines. This card is designed to offer you maximum benefits and rewards when you book flights with IndiGo.

Who should get the 6E Rewards XL IndiGo HDFC Bank Credit Card?

Frequent flyers, especially those who prefer IndiGo for air travel, will benefit most from this card. This card also caters to food lovers with its Good Food Trail Dining program that offers discounts at thousands of restaurants across India.

What makes the 6E Rewards XL IndiGo HDFC Bank Credit Card unique?

The uniqueness of this card lies in its tailored benefits for IndiGo travellers and food enthusiasts. This includes rewards on IndiGo bookings, dining discounts through the Good Food Trail Dining program, and more.

How can I make my decision about getting this card?

Our detailed review of the 6E Rewards XL IndiGo HDFC Bank Credit Card will help you understand its features, benefits, and how it can align with your lifestyle needs. It’s crucial to assess your expenditure areas and priorities before deciding.

How can I apply for the 6E Rewards XL IndiGo HDFC Bank Credit Card?

The application process is simple. You can apply online through the HDFC Bank’s website or by visiting a nearby HDFC branch.

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