Informative Review: Axis Bank My Zone Credit Card
Axis Bank My Zone Credit Card
- Highlights of Axis Bank My Zone Credit Card
- Fees & Charges
- Eligibility Criteria for the card
- Documents required for the card
- How to apply for a Axis Bank My Zone Credit Card?
- Benefits of Axis Bank My Zone Credit Card
- Pros & Cons
When it comes to credit cards, there are a lot of options out there. But if you’re looking for a card that offers excellent rewards and benefits, the Axis Bank My Zone Credit Card is a great choice.
This blog post will look at the features and benefits of the Axis Bank My Zone Credit Card and some things to watch out for. So if you’re considering this card, read on for our full review.
Highlights of Axis Bank My Zone Credit Card
Axis Bank My Zone Credit Card
- 40% off on Swiggy orders ( 4 times per month )
- Buy 1 Get 1 offer on Paytm Movies ( Once per month – max discount is Rs 200 )
- Ajio Select Styles offer ( Max Rs 600 off with minimum order of Rs 2000 – No Capping )
- Complimentary Airport Lounge Access
- Complimentary SonyLiv Premium Annual Subscription
Fees & Charges
|Fees & Charges
|Rs 500 and Life Time Free Offer for *select channels
|1st Year: NIL
2nd Year onwards: Rs 500, Lifetime Time Free Offer for *select channels
|Add-On Card Fee
|Card Replacement Fee
|Finance Charges (Retail Purchases & Cash)
|3.6% per month (52.86% per annum)
|Foreign Currency Transaction Fee
|3.50% of the transaction value
Eligibility Criteria for the card
Documents required for the card
How to apply for a Axis Bank My Zone Credit Card?
Benefits of Axis Bank My Zone Credit Card
There are many advantages to using this credit card:
Earn EDGE Rewards
Axis Bank My Zone Credit Card is your customizable rewards program. Earn EDGE points on every purchase, as detailed below.
There are a few conditions for earning reward points on your credit card. For example, you won’t make any points for movie, fuel and EMI transactions. For the EDGE reward points to be valid, you’ll need to use them on items available from merchants on Axis Bank’s network. Articles typically range from gadgets and electronics to fashion accessories.
Buy One Get One Offer on Movie Tickets
This credit card provides a 100% discount on the 2nd movie ticket at Paytm Movies. You need to keep these points in consideration while planning to avail this offer:
Complimentary SonyLiv Subscription for 1 year
You will become eligible to avail of this fantastic card feature if you make any transaction within 30 days from the card issuance date. The annual fee of the premium SonyLiv subscription, without the offer, is Rs 999.
40% off on Swiggy Orders
You can enjoy savoury cuisines with an amazing discounts of up to 20% at the selected restaurants across India. This offer is provided to you through Dining Delights programme.
Flat Discount of Rs 600 on Ajio
Pros & Cons
- The card offers premium annual subscription of SonyLiv worth Rs 999 as complimentary feature.
- This credit card provides amazing offers/discounts on popular platforms across multiple categories: Paytm Movie tickets, Swiggy, Ajio.
- There is also a complimentary offering of Airport Lounge Access via VISA platform.
- You can earn reward points on financial transactions. They can be later redeemed through Rewards Catalogue.
- The card applies higher rate of interest.
- The reward rates seem lower than competition.
We might not receive the best EDGE rewards from the Axis MY Zone card, but it still has one or two good benefits. The card is still worthwhile even if we don’t spend on other categories and pay an annual fee. That’s why I would say get this card as long as you can take advantage of Swiggy and Paytm.
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Can I withdraw money from my Axis Bank My Zone Credit Card?
Yes, you can withdraw cash using your Axis Bank Credit Card in an emergency. It is advised to not use credit card to withdraw cash in normal circumstances. However, the bank charges a cash advance fee of 2.5% of the transacted amount for withdrawing money via credit card.
How do I apply for Axis Bank My Zone Credit Card?
You can apply for Axis Bank My Zone Credit Card online on the bank’s official website. Alternatively, you can also visit any branch of Axis Bank and fill out an application form.
How do I know if my Axis Bank My Zone Credit Card application is successful?
Once your application is successfully processed, you will receive an email or SMS from the bank confirming your approval.