Citibank Premier Miles Credit Card Review
Citibank Premier Miles Credit Card(India)
Introduction
As the world’s largest bank, Citibank is a household name. They’re known as a bank that offers competitively-priced credit cards.
It has helped celebrities, athletes and business tycoons for years. But can you afford to be one of them?
This article will cover the merits and demerits of the Citibank Premier Miles Credit Card in India.
Suppose you are looking for a credit card that offers flexible travel benefits and doesn’t cost too much. In that case, the Citibank Premier Miles Credit Card is perfect for you.
Let’s explore some of its features to see if it gets your approval!
Key Feature
Get 1 Frequent Flyer Air Mile for every 2 Miles you transfer on Cathay Pacific, British Airways, Thai Airways, Malaysia Airlines, Eva Air, Etihad Airways, Singapore Airlines, Qatar Airways, Turkish Airlines and Air India
What are the eligibility criteria for the card?
Some of the essential eligibility criteria for this credit card are as follows:
What are the documents required for the card?
To apply for the Citibank Premier Miles Credit Card, you will need to submit the following documents:
For Salaried Employee
- Proof of Identity
- Proof of Address
- Latest two salary slips
For Self-Employed
- Proof of Identity
- Proof of Address
- Latest year ITR with audited financials and computation of income
Fees & Charges
| Description | Fees & Charges |
|---|---|
| Joining Fee | communicated at the time of sourcing |
| Renewal/Annual Fee | communicated at the time of sourcing |
| Additional Card Fee | communicated at the time of sourcing |
| Foreign Currency Transaction Fee | 3.50% |
Benefits of Citibank Premier Miles Credit Card
The Citibank Premier Miles Credit Card(India) is one of India’s most premium travel credit cards. It comes with many benefits that make it an ideal choice for high-spending individuals. Some of the key benefits of the card include:
Citibank Premier Miles Credit Card(India)
- Earn Fast: You can earn 10 Miles per Rs 100 on airline transactions and www.premiermiles.co.in. Also, you can earn 4 Miles per Rs 100 on all other spends.
- Use anywhere: You can redeem miles across 100+ airlines and hotel partners. Another amazing feature is that you can transfer miles to 14 airline and hotel partners.
- Lounge Access: You can enjoy complimentary access to select airport lounges across India.
- No Expiry: Your Miles do not expire so you can use them whenever you want.
- Dining Privileges: You can enjoy up to 20% savings across participating restaurants.
How to Use the Citibank Premier Miles Credit Card
If you’re a frequent flyer, then the Citibank Premier Miles Credit Card is definitely worth considering. With this card, you’ll earn miles on every purchase that can be redeemed for free flights, hotel stays, and more. Here’s a closer look at the Citibank Premier Miles Credit Card and how to make the most of it.
Earning miles: You will get an opportunity to earn 10 Miles per Rs 100 spent on all airline transactions* – with any airline in the world with your travel card. Moreover, you’ll earn 4 Miles for every Rs 100 spent on all other transactions, which is a great return. There are no limits to the number of miles you can earn, and your miles never expire.
Redeeming miles: Miles can be redeemed for free flights on any airline, hotel stays, car rentals, and more. To redeem your miles, log in to your account online and choose how you want to use them.
Benefits: Besides earning and redeeming miles, the Citibank Premier Miles Credit Card comes with a few other benefits. These include travel accident insurance, lost luggage reimbursement, and concierge service.
Suppose you fly often and are looking for a credit card to help you save on travel expenses. In that case, the Citibank Premier Miles Credit Card is definitely worth considering.
Drawbacks of Citibank Premier Miles Credit Card
Citibank Premier Miles Credit Card(India)
- No complimentary international lounge visit.
- It is unsuitable for international usage as the foreign exchange markup is very high (3.5%).
- Â No free membership to any frequent flyer program or loyalty program.
Conclusion
One of the top cards in the market, the Citibank Premier Miles Credit Card, has been making travel more accessible and comfortable. With the offer of unlimited miles and discount deals, customers can experience air travel like never before. Premier Miles supports a variety of airlines and has no expiry date on your earnings, plus receive 10,000 welcome miles as a bonus.
If you travel domestically, this card would be a good choice.
However, international travellers may find that it does not suit their needs. The card offers a high foreign exchange markup. It does not provide airport lounge access because the rewards/miles can only be redeemed on travel.
FAQs
How do I redeem my Citibank Premier Miles Credit Card points?
You can redeem your points by logging in to your account online and going to the rewards section. From there, you will be able to see all the different ways you can redeem your points.
How many miles do I need to earn a free flight?
You will need to earn 25,000 miles to get a free flight. This can be done by purchasing with your card or through the Citibank ThankYou Rewards program.
Can I access International Airport Lounges with this card?
No. This card supports domestic lounge access only.
