SBI Global International Debit Card Review

Introduction

The SBI Global International Debit Card is an entry-level debit card with decent reward benefits and transaction limits. It is available in three variants – Rupay | Visa | MasterCard.

As it is an entry-level debit card, you can use it – to withdraw cash, for balance inquiries, deposit funds, and for making offline/online payments.

SBI Global International Debit Card

• Global Accessibility: This card has universal accessibility, meaning you can use it anywhere around the globe at ATMs and POS terminals.
• High Withdrawal Limit: SBI Global International Debit Card offers a high threshold for daily cash withdrawals and online purchases.
• Secure Transactions: All transactions are secured through a high-end encryption system to protect your sensitive information.
• Reward Points: Earn reward points for every transaction, which can be redeemed for various gifts and offers.
• Easy Online Management: Online banking lets you easily control, track, and handle your spending and transaction details.
• Zero Card Replacement Charges: In case of loss or theft, the card can be replaced without additional charges.

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Fees & Charges

Benefits of SBI Global International Debit Card

SBI Global International Debit Card comes with a few benefits. So, we will move forward to find out about them:

Ease of access

You can use the State Bank Global International Debit Card for shopping at over 6 lakh merchant outlets in India and over 30 million outlets across the world. It can also be used for making bill payments, booking movie tickets, travelling or making any online purchases.

Additionally, it can be used for withdrawing cash from State Bank ATMs and other ATMs.

SBI Rewardz Programme

State Bank Global Debit Card earns 2 SBI Rewardz points (Reward points) for every Rs. 200/- you shop, dine out, fill fuel, book travel, or spend online.

These SBI Rewardz Points earned can be accumulated and redeemed for exciting gifts. Please visit the SBI Rewards Portal for more information or download the SBI Rewardz mobile app.

SMS Alert Facility

The debit card has been designed to send SMS alerts for all your cash withdrawals, purchase transactions, and online transactions. It is a good security policy to keep track of all kinds of transactions that happen on the card.

Card’s Global Acceptability

As the name itself suggests, the SBI Global International Debit Card is accepted for transactions at around 30 million outlets across the globe. Moreover, you can withdraw money from ATMs that support – Visa and MasterCard.

Customer Care Availability

State Bank of India, being the largest bank in India, supports 24*7 customer service. For any issue/escalations, you can use either of these options:

Demerits of SBI Global International Debit Card

There are a few demerits to these debit cards as well. These can be discussed here as follows:

Key Drawbacks

• High Currency Conversion Charges: The card has high foreign currency conversion charges, which can add to your international travel expenses.
• Limited Customer Support: Customer support may not be accessible 24/7, leading to potential delays in servicing.
• Annual Maintenance Fee: Unlike many other cards, an annual maintenance fee is charged for using the SBI Global International Debit Card.
• No Comprehensive Insurance: The card doesn’t offer comprehensive travel insurance benefits.

Conclusion

The SBI Global International Debit Card brings the world to your pocket with its universal accessibility. The freedom it affords cardholders regarding transaction limits and its secure transaction system and reward points are commendable. Online management of your card makes handling your finances more accessible and efficient.

However, the high foreign currency conversion fees, lack of 24/7 customer support, and the annual maintenance fee are drawbacks that potential users should consider.

Furthermore, comprehensive insurance benefits may be necessary for frequent travellers. In conclusion, while the card offers various impressive features, weighing these against its drawbacks before deciding is essential.

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FAQ’s