Indusind Bank Legend Credit Card Review
IndusInd Bank Legend Credit Card
Overview
Hello readers! Are you curious about the IndusInd Bank Legend Credit Card? You’ve come to the right place! In this review, we’ll unpack everything you need about this credit card. Whether you’re a student, a professional, or someone who wants more out of their banking experience, we’ve got you covered.
We’ll explore the card’s features, benefits, and reasons why it might be the perfect fit for you. So please sit back, relax, and let’s dive into the IndusInd Bank Legend Credit Card world together!
At A Glance
IndusInd Bank Legend Credit Card
- Joining Fee:Â Rs 9999 + GST
- Annual Fee:Â NIL
- Best For Travel, Dining, Shopping, and Entertainment
- Earn Reward Points: Collect and convert points to free flight miles with partner airlines, with a simple 1:1 ratio.
Welcome Benefits
1. Oberoi Hotels
Free Hotel Stay: Enjoy a complimentary stay at any Oberoi Hotel in India. Imagine relaxing in a 5-star environment without spending a rupee!
How to Book:
- Once you receive your Oberoi Gift Voucher from IndusInd Bank, book your stay.
- Simply email Oberoi Central Reservations([email protected]) to secure your reservation.
2. MontBlanc
With your IndusInd Bank Legend Credit Card, you have the chance to explore and enjoy products from Montblanc, a top brand known for its exceptional craftsmanship and quality.
What Can You Choose?
- Watches: Stylish and elegant timepieces.
- Stationery: Premium pens and notebooks.
- Jewellery: Beautiful and luxurious pieces.
- Leather Goods: High-quality wallets and bags.
- Eyewear: Trendy and sophisticated glasses.
Important Tips
- Welcome gifts are available only at select fee points.
- For details on applicable charges, contact our phone banking service or speak to a sales representative.
3. Luxe Gift Card
You can step into a world of luxury with the Luxe Gift Card. This one card opens doors to several indulgences.
What You Get
- Access to Top Brands: Use the Luxe Gift Card to shop from over 30 global luxury and premium brands.
- Widespread Availability: Redeem your card at more than 360 stores across 30 cities in India.
Important Details
- Welcome gifts come at select fee points.
- For information on charges, please contact our phone banking service or talk to a sales representative.
4. Post Card
You can stay at some of the finest intimate luxury hotels in India, located in beautiful holiday destinations.
What to Expect
- Luxury and Simplicity: Enjoy a perfect mix of luxury and simplicity during your stay.
- Dream Retreat: Experience the life you’ve always dreamed of in these exclusive hotels.
How to Book
- Phone: Call +91 7999555222
- Email: [email protected]
Important Details
- Welcome gifts are available only at select fee points.
- For details on charges, contact our phone banking service or speak to a sales representative.
5. Vouchagram
With your IndusInd Bank Legend Credit Card, you can get exclusive discount vouchers from top brands like Amazon, Flipkart, Zee5, Apollo Pharmacy, Uber & Ola.
Important Points
- Brand offers may change at the discretion of IndusInd Bank and Vouchagram.
- Welcome gifts are available only on select fee plans.
6. Vouchagram Premium
You have access to a variety of discount vouchers from popular brands like Pantaloons, Bata, Raymond, Hush Puppies and many more.
Fees & Charges
| Description | Fees & Charges |
|---|---|
| Joining Fee | Rs 9999/- + GST |
| Renewal Fee/ Annual Fee | NIL |
| Foreign Currency Markup Charges | 1.8% on every international transaction |
| Fuel Surcharge Waiver | 1% |
| Interest Charges on Purchase Transactions | 3.83%(monthly) or 46%(annually) |
| Late Payment Fees | For Statement Balance: Up to Rs. 100 – Nil Rs. 101 to Rs. 500 – Rs. 100 Rs. 501 to Rs. 1,000 – Rs. 350 Rs. 1,001 to Rs. 10,000 – Rs. 550 Rs. 10,001 to Rs. 25,000 – Rs. 800 Rs. 25,001 to Rs. 50,000 – Rs. 1,100 Above Rs. 50,000 – Rs. 1,300 |
Reward Points
How to Earn?
Earn big rewards every time you use your IndusInd Bank Legend Credit Card for shopping, movie tickets, bill payments, and more.
How Rewards Work
- On weekdays (Monday to Friday): Rs 100 spent = 1 reward point
- On weekends (Saturday and Sunday): Rs 100 spent = 2 reward points
Transactions are classified based on the date you swipe your card and will appear in your account accordingly.
Note
- From 1st April 2018, fuel transactions will not earn reward points.
Earn 4,000 bonus reward points on spending Rs 6,00,000 or more within one year from the date of issue of your credit card.
How to Redeem?
I know you love having options, so I’ve designed our reward redemption choices to give you the best benefits with your IndusInd Bank Legend Credit Card.
IndusMoments
It’s a program where you can redeem your credit card reward points for various reasons, including exclusive merchandise, gift vouchers, and experiences.
Pay with Rewards
Pay with Rewards is a convenient payment method by IndusInd Bank, in partnership with TWID, allowing you to use your credit card reward points at various partner merchants. You can pay your bill using points and your IndusInd Bank Credit Card. This feature is available at select online merchants, making redeeming your points for everyday purchases easy.
You can check out more details.
Airline miles on InterMiles
IndusInd Bank offers a program where you can redeem your accumulated reward points or miles on partner airlines. This allows you to use your points to book flights, providing a convenient and valuable way to enjoy your travel experiences.
| IndusInd Bank Legend Credit Card | InterMiles |
|---|---|
| 100 Reward Points | 100 InterMiles |
For more details, you can check out below:
Cash Credit
This is a new feature introduced by the IndusInd bank on this credit card. You can now convert your reward points into cash credit and use them to pay the balance outstanding on your card.
Note
- Your Reward Points will be converted into Cash Credit @ 1 Reward Point = Rs 0.50 of cash value from 1st March 2024.
Effective 1st September 2024, the maximum reward points allowed for cash redemption will be 5,000 per calendar month.
Travel Benefits
Airport Lounge Access Program
Travel in comfort with the IndusInd Bank Legend Credit Card. With this card, you get free access to airport lounges in India. Take a break and enjoy a tasty meal or a drink in these luxury lounges.
Sit back on cosy sofas, use free Wi-Fi to check your email, or relax and watch TV.
| Access Type | Access Network | No of Visits Per Quarter |
|---|---|---|
| Domestic | VISA | 1 |
Travel Plus
This credit card offers you top-notch amenities while you wait for your next flight. Thanks to its ‘Travel Plus’ program, you can relax in luxury.
With the Priority Pass Program, you can access over 600 VIP airport lounges worldwide. Plus, with Travel Plus, you get special waivers on lounge usage charges outside India.
| Programme | Travel Insurance | Lounge Usage | Enrolment Fee |
|---|---|---|---|
| Travel Plus | Yes | Maximum of 8 lounge usage per year of value $27 | Rs 5,000 per annum |
Travel Insurance
The IndusInd Bank Legend Credit Card gives you travel insurance covering lost baggage, passports, missed connections, lost tickets, and delayed luggage.
| Insurance Coverage | Sum assured (up to) |
|---|---|
| Lost baggage | Rs 1,00,000 |
| Delayed baggage | Rs 25,000 |
| Loss of passport | Rs 50,000 |
| Lost ticket | Rs 25,000 |
| Missed connection | Rs 25,000 |
BookMyShow Offer
Want to watch a movie with someone special? As an IndusInd Bank Legend Credit Card holder, you can get a “buy one, get one free” offer on movie tickets through BookMyShow.
Movie Offer
- Buy one movie ticket, get the second one free.*
- Get up to three free tickets a month (one free ticket per month starting 1st June 2023).
- Save an extra Rs 50 on food and drinks.
This offer is valid at all theatres registered with BookMyShow in major cities.
To book your tickets, visit www.bookmyshow.com.
The free ticket price is capped at Rs 200. If the ticket costs more, you’ll get a Rs 200 discount and pay the rest using your IndusInd Bank Legend Credit Card.
Total Protect
IndusInd Bank’s goal is to make cashless transactions safe and secure. That’s why this card has ‘Total Protect’, a unique program that covers you for an amount equal to your credit limit, even for add-on cards.
Total Protect Includes:
Air Accident Cover
With the IndusInd Bank Legend Credit Card, you get complimentary personal air accident insurance coverage of up to Rs 25,00,000.
Auto Assist Program
1. Roadside Repair Service
I understand how important your vehicle is to you. This credit card ensures your car gets the attention it deserves, even in emergencies.
Enjoy Peaceful Road Trips
- No Unforeseen Interruptions: You don’t need to worry whether you get a flat tyre or your car breaks down.
- On-the-Spot Assistance: Call the bank, and it’ll promptly send help.
- 24/7 Support: The bank provide round-the-clock assistance throughout the year.
Auto Assist Services Include:
- Breakdown Help: If your vehicle breaks down due to mechanical or electrical issues, Auto Assist will arrange for a mechanic to repair it on the spot.
2. Emergency Fuel Supply
Imagine you’re in the middle of nowhere and run out of fuel. No worries, the IndusInd Bank Legend Credit Card covers you with its Auto Assist service.
Auto Assist Fuel Delivery
- Quick Response: Call the bank.
- Fuel Delivery: The bank will bring up to five litres of fuel to your location.
- Reach the Nearest Station: Enough fuel to get you to the nearest petrol station.
3. Flat Tyre Service
Have you got a flat tyre? No problem. With this credit card, you get access to the Auto Assist service.
Auto Assist for Flat Tyres
- Quick Help: Call the bank.
- Mechanic on the Spot: The bank will send a mechanic to repair or replace your tyre.
4. Lost Keys
Locked yourself out of your car or lost your keys? Don’t stress. This credit card has got your back with its Auto Assist service.
Auto Assist for Lockouts
- Immediate Help: Call the bank.
- Locksmith Service: The bank sends a locksmith to make a new key or open your car door.
5. Battery Service
Is your car battery dead or malfunctioning? No worries. With the IndusInd Bank Legend Credit Card, help is just a call away.
Auto Assist for Battery Issues
- Quick Response: Call the bank.
- On-the-Spot Service: The bank sends a service provider to fix your battery problem.
6. Emergency Towing Assistance
Car broken down and needs towing? This card offers an excellent Auto Assist service to help you out.
Auto Assist Towing Service
- Immediate Help: Call the bank.
- Towing Arrangement: The bank arranges for your car to be towed to a garage for repairs.
Fuel Surcharge Waiver
You get a 1% waiver on the fuel surcharge at any petrol pump across India.
Conclusion
In conclusion, the IndusInd Bank Legend Credit Card is an excellent choice for a card with great benefits. Whether saving on fuel with the 1% surcharge waiver or enjoying other perks, this card offers much value. It’s easy to use and can help you manage your expenses more effectively.
Ready to take advantage of these benefits? Apply for the IndusInd Bank Legend Credit Card today!
Thank you for reading our review!
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FAQs
How do I apply for the IndusInd Bank Legend Credit Card?
You can apply for the IndusInd Bank Legend Credit Card through the IndusInd Bank website, by visiting a nearby branch, or by calling their customer service.
Is there an annual fee for the IndusInd Bank Legend Credit Card?
Yes, there is an annual fee for the IndusInd Bank Legend Credit Card. However, often, the benefits and rewards can offset this cost. Check with the bank for the most current fee details.
Can I use the IndusInd Bank Legend Credit Card internationally?
Yes, the IndusInd Bank Legend Credit Card can be used in India and internationally.
