HDFC Hajj Umrah Forex Card Review
HDFC Hajj Umrah Forex Card
With the holy month of Ramadan upon us and many Muslims beginning to make the pilgrimage to Mecca for Hajj, it’s essential to be mindful of the financial preparation required.
One option for simplifying your finances is the HDFC Hajj Umrah Forex Card, which we’ll be reviewing in this article.
Fees & Charges
When it comes to availing of a Forex card for your Hajj or Umrah trip, it is important to know about the fees and charges associated with the card.
The HDFC Hajj Umrah Forex Card is a great option for a hassle-free and convenient way to carry money during their trip.
Here are the fees and charges associated with the HDFC Hajj Umrah Forex Card:
| Fees Categories | Charges |
|---|---|
| Issuance Fee | INR 200 per card |
| Reload Fee | INR 75 per reload |
| Re-issuance of Card Fee | INR 100 per card |
| Transaction Charges | SAR 7.50 (ATM Cash Withdrawal Fee) |
| SAR 2.00 (Balance Enquiry Fee) | |
| SAR 18600 (ATM Cash Withdrawal Limit) |
Eligibility Criteria
To get a Forex Card, just visit a branch with the following documents:
Highlight: Anyone can apply for a Forex Card—no need to be an HDFC Bank customer
Point to Consider
Hajj Umrah ForexPlus card is available in SAR(Saudi Rial) currency only.
What is the HDFC Hajj Umrah Forex Card?
The HDFC Hajj Umrah Forex Card is a prepaid card that can be loaded with a single currency.
You can use the card when you are in Saudi Arabia.
Whether it is for making purchases or withdrawing cash. The validity of the card is 1 year and can be reloaded.
How Does the HDFC Hajj Umrah Forex Card Work?
It is a prepaid card that can be loaded with a single currency. Thus, it becomes convenient for people travelling to multiple countries on their Hajj or Umrah journeys. They don’t need to worry about exchanging currencies.
The card can be used by merchants that accept Visa cards. Providing this will automatically deduct the cost from the balance on the card.
When you’re finished using the card, you can either reload it with another currency or withdraw the remaining balance in cash.
FYI – For any transaction which takes place in SAR currency with this card, you don’t lose out on foreign exchange due to fluctuating market rates.
What are the Benefits of the HDFC Hajj Umrah Forex Card?
When it comes to travel, preparation is vital. And one of the most critical aspects of preparing for a trip is ensuring that you have access to the correct currency.
The HDFC Hajj Umrah Forex Card is an excellent option for those travelling to Saudi Arabia for Hajj or Umrah.
It offers competitive rates and several other benefits that can make your trip more convenient and hassle-free. The HDFC Hajj Umrah Forex Card provides the following benefits:
Key Features
- You can load multiple currencies onto a single card. This means that you won’t have to carry multiple cards or cash when travelling.
- The card comes with built-in security features to ensure that your money is safe and secure.
- The card can be used at ATMs and POS terminals worldwide. This card is linked to your checking account, so you always have access to cash when you need it.
- The card is valid for multiple trips, so you can use it for future Hajj or Umrah trips without reapplying.
Hajj Umrah Forex Plus Card allows an E-commerce facility to make payments towards shopping done on online websites/shopping portals. Once the card is activated and loaded with the required Forex currency, your card is ready for use.
Complimentary Insurance Cover
| Insurance Coverage | Monetary Benefit |
|---|---|
| Protection against misuse due to counterfeiting / skimming | up to INR 5,00,000 |
| Road/Rail Accident Insurance (Death cover only) | up to INR 2,00,000 |
| Air Accident Insurance (Death cover only) | up to INR 5,00,000 |
| Loss of checked-in baggage cover | up to INR 20,000 |
| Loss of personal documents (only Passport reconstruction) | up to INR 50,000 |
| Loss of Cash in Transit | up to INR 60,000 |
How to use the HDFC Hajj Umrah Forex Card?
The HDFC Hajj Umrah Forex Card is an excellent way to manage your money while travelling. Let us guide you on how to use this card:
Pros and Cons
When it comes to HDFC Hajj Umrah Forex Card, both pros and cons come along with it. Why don’t we compare some of the critical points for both sides:
Pros
- Safer than carrying cash
- Can be used at any ATM or point of sale that accepts Visa
- Accepted by most hotels and car rental companies
- Zero cross-currency charges
Cons
- Some banks may charge a fee for using an out-of-network ATM
- There is always the potential for fraud when using any type of credit or debit card
Conclusion
The HDFC Hajj Umrah Forex Card is an excellent option for those looking for a Forex card while travelling to Saudi Arabia. The card offers competitive rates and a safe and convenient way to manage your finances while on the Hajj or Umrah pilgrimage.
If you are interested to know more about its features and offers –
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