HDFC Bank Infinia Credit Card Review
HDFC Bank Infinia Credit Card
Introduction
The HDFC Bank Infinia Credit Card is a premium credit card that offers many features and benefits. Some of the key features include unlimited free airport lounge access, complimentary domestic and international flight tickets, and an enhanced rewards rate on spending. Purchases made on this card earn reward points, which can be redeemed for cash back or merchandise. This card also comes with a robust suite of travel insurance coverages.
HDFC Infinia card comes in the “Visa Infinite” or “MasterCard World” variant.
In this review, we will look at the key features and benefits of the HDFC Bank Infinia Credit Card to help you decide if it is the right card for you.
Eligibility Criteria
The HDFC Bank Infinia Credit Card is a good choice for a premium credit card. This card boasts several features and benefits. However, before you apply for this card, it is crucial to understand the eligibility criteria. Here are the key points that you need to keep in mind:
Fees & Charges
| Description | Fees & Charges |
|---|---|
| Joining Fee | Rs. 10,000 +GST |
| Renewal Fee | Rs. 10,000 +GST |
| Renewal Benefit | 10K Points |
| Renewal Fee Waiver | On the Spend of Rs. 8L |
While the HDFC Bank Infinia Credit Card does have some fees and charges, many of these fees are waived for the first year. This makes the card an excellent option for those looking to save on expenses in the long run.
Documents Required
When you apply for the HDFC Bank Infinia credit card, you will need to submit the following documents:
How to use the HDFC Bank Infinia Credit Card?
The HDFC Bank Infinia Credit Card is a great way to earn rewards on your everyday purchases. We can suggest multiple ways to use the card to maximize your rewards:
You can make the most out of your HDFC Bank Infinia Credit Card and earn valuable rewards with every purchase by following these tips.
Welcome Benefits
- Complimentary Club Marriott membership for a year that offers up to 20% discounts for Dining and Stays across Asia – Pacific region.
- Welcome Benefit of 10,000 Reward Points upon fee realization.
What are the benefits of the HDFC Bank Infinia Credit Card?
The HDFC Bank Infinia Credit Card comes with a range of benefits that make it one of the market’s premium and popular credit cards. This card provides a few primary benefits, which can be viewed below:
HDFC Infinia Credit Card
- Unlimited airport lounge access across the globe for Primary and Add-on member
- Complimentary Club Mariott membership for the first year
- Complimentary Dineout passport membership for a year
- Global Personal Concierge – 24 X 7
- Comprehensive Insurance protection for you and your loved ones
- Unlimited Complimentary golf games at leading courses across India and select courses across the world
Priority Pass Membership
You can get unlimited access to airport lounges all over the world if you have a Priority Pass membership (both domestic & international). One of the most appealing features of this card is that even the Add On Priority Pass Holders can enjoy unlimited access to lounges.
You can use a Priority Pass card for unlimited swipes in domestic airports(within India). Applicable for Supplementary card holders as well (Add on cards).
Visa/MasterCard Lounge Access Program
For Lounge visits within India, Infinia Primary Cardholders can avail of 4 complimentary lounge access per quarter through Infinia Visa/MasterCard Lounge program.
List of Visa Lounges within India. Click here.
List of Mastercard Lounges in India. Click here.
What are the demerits of the HDFC Bank Infinia Credit Card?
The HDFC Bank Infinia Credit Card comes with several demerits that must be considered before signing up for the card:
HDFC Bank Infinia Credit Card
- The card has a very high annual fee of Rs. 30,000, which is non-waivable.
- The card also charges a joining fee of Rs. 10,000, which is also non-waivable.
- The card has a foreign currency transaction fee of 3.5%, which is relatively high compared to other credit cards
If you are interested to know more about its features and offers –
Conclusion
The HDFC Bank Infinia Credit Card is an excellent option for looking for a rewards credit card with no annual fee. The card offers a high welcome bonus, and you can earn unlimited rewards points on all of your purchases. There is also no foreign transaction fee, making this an ideal card to use when travelling abroad.
If you are looking for a rewards credit card with no annual fee, the HDFC Bank Infinia Credit Card is a great option.
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FAQ’s
How do I pay my HDFC Bank Infinia Credit Card bills?
You can pay your HDFC Bank Infinia Credit Card bills online, through net banking or by cheque. You can also set up an auto-debit instruction to ensure that your bills are paid on time, every month.
What is the Joining Fee & Renewal Fee of HDFC Bank Infinia Credit Card?
Joining Fee – INR 10,000 + GST
Renewal Fee – INR 10,000 + GST
What is the stand-out feature of HDFC Bank Infinia Credit Card?
Unlimited airport lounge access across the globe for Primary and Add-on member
Which is(are) the highlight feature(s) of HDFC Bank Infinia Credit Card?
Complimentary Club Marriott membership for the first year
Complimentary Dineout passport membership for a year
Unlimited Complimentary golf games at leading courses across India and select courses across the world
