5 Best Credit Cards for Students in India

ELIGIBILITY CRITERIA FOR APPLYING A STUDENT CREDIT CARD

- You must be 18 years old - You must be enrolled at a college

DOCUMENTS REQUIRED FOR APPLYING A STUDENT CREDIT CARD

- PAN card - Residential address proof - Birth certificate - College enrolment proof - Identity card of the college - 2 passport-sized photos

SBI STUDENT PLUS ADVANTAGE CREDIT CARD

- Joining Fee : NIL - Annual Fee : NIL - Renewal Fee : Rs 500 if the total spending is below Rs 35,000 in the previous calendar year - It is available only to students who have taken an education loan from the State Bank of India or hold an FD (Fixed Deposit) at any SBI branch.

HDFC MULTICURRENCY PLATINUM FOREXPLUS CHIP CARD

- Joining Fee : Rs 500 + GST - Reload Fee : Rs 75 + GST - Re-issuance of Card Fee : Rs 100 + GST - Reload 22 major foreign currencies - Foreign Currency Markup Charges are only 2%

AXIS BANK INSTA EASY CREDIT CARD

- Joining Fee : NIL - Renewal Fee : NIL - Add on Card Fee : NIL - Finance Charges : 2.5% per month - You can apply this card against your Fixed Deposit with Axis Bank

ICICI Bank Student Travel Card

- Joining Fee : Rs 499 + GST - Annual Fee : Rs 199 + GST - Reload Fee : Rs 100 + GST - Foreign Currency Markup Charges : 3.5% per month - 50% discount on air tickets booked through the ICICI Bank website - 20% discount on hotel bookings made through the website

HDFC BANK ISIC STUDENT FOREXPLUS CARD

- This card is suitable for Indian students studying abroad - – Available in the three most widely accepted currencies – USD, Euro and GBP – Once loaded, be worry-free about forex fluctuations in these currencies

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5 BEST CREDIT CARDS FOR STUDENTS IN INDIA